Travel Insurance
Secure with travel insurance, embrace the adventure. Premium starting at ₹13 / day*, cover for medical emergencies, trip disruptions, baggage and more.
- From ₹13 / day
- Domestic & international
- No medical check-up
- 24×7 global assistance
- Instant policy on email
- Free Consultation
- No Obligation
- IRDAI Authorised Advisor
- Instant Quote
*Premium starts at ₹201 for 15 days which is about ₹13 per day.
Premium from
₹13 / day
24×7 Global Assistance
Instant policy · Hyderabad
Coverage Highlights
Get comprehensive coverage for your travel
Protection for Every Journey
Domestic and international travel, business, leisure, sports, student, group and family.
Comprehensive Coverage
Trip cancellations, delays, lost luggage, medical emergencies, passport loss and more.
Customizable Plans
Travel ACE, Prime and Elite Plans.
Ease of Buying
No medical health check-up required to purchase the policy.
Extended Stay Abroad
Extend cover online or through our team so you're never uninsured overseas.
24×7 Global Assistance
International assistance desk to co-ordinate hospitals, evacuation and claim intimation.
Types of Travel Insurance
A plan for every kind of journey
Individual
Solo travellers, protection against baggage loss, accidents and passport loss.
Family Floater
One policy, whole family, spouse and dependent children covered together.
Student
Tailored for students studying abroad, study interruption, sponsor protection and long tenures.
Senior Citizen
Higher medical sum insured and simpler underwriting for older travellers.
Corporate / Business
For employees on official trips, trip cancellation, replacement staff and business equipment cover.
Domestic (Bharat Bhraman)
Cover for travel within India, personal accident, baggage and optional medical.
Schengen / International
Schengen-compliant plans with €30,000+ medical cover and worldwide options.
Group Travel
A single policy for tour groups, corporate delegations, weddings and pilgrimages.
Inclusions
What's covered
- Emergency medical treatment & hospitalisation overseas
- Emergency medical evacuation & repatriation to India
- Personal accident, death & disability
- Trip cancellation, interruption & extension
- Loss & delay of checked-in baggage
- Loss of passport & travel documents
- Loss of personal belongings (mobile, laptop, camera)
- Missed connection & travel delay
- Emergency dental treatment
- Personal liability cover
- Hijack distress allowance
- Compassionate visit for a family member
Exclusions
What's not covered
- Pre-existing conditions (unless declared & opted)
- Accidents under intoxication
- Routine check-ups, vaccinations & general wellness
- Self-inflicted injuries & attempted suicide
- Criminal or unlawful acts
- Non-passenger air travel
- War, civil unrest & terrorism-related events
- Unapproved adventure sports (without add-on)
Refer to the policy wording for the full list of exclusions.
Travel Insurance at a glance
Key benefits, side by side
| Feature | What it means |
|---|---|
| Medical Emergencies | Overseas medical expenses from sickness, injury and hospitalisation. |
| Emergency Evacuation | Medically necessary transportation to India for continued treatment. |
| Trip Cancellation | Reimburses non-refundable travel expenses for covered cancellations. |
| Trip Interruption | Compensates for additional expenses when a journey is cut short. |
| Baggage Loss / Delay | Compensation for lost, delayed or mishandled checked-in baggage. |
| Emergency Dental | Necessary dental treatment for sudden acute dental pain. |
| Compassionate Visit | Travel expenses for a family member visiting during long hospitalisation. |
| Personal Liability | Protects against legal liability for third-party injury or property damage. |
Additional Covers
Customise your policy with add-ons
Track-a-Baggage
Live-track your check-in luggage; if it goes missing the service helps locate and return it quickly.
Trip Delay Delight
Fixed payout if your flight gets delayed beyond the defined period in the policy.
Schengen Cover
Removes sub-limits under 'Medical Expenses & Evacuation', meets Schengen visa requirements.
Emergency Hotel for Family
Reimburses hotel accommodation for a family member who visits during your hospitalisation.
Loss of Personal Belongings
Cover for theft, robbery or hold-up of personal items outside India.
Adventure Sports Cover
Extend cover for professional or semi-professional adventure activities during your trip.
How to buy
A policy in your inbox in minutes
Share your trip details, destination, dates and travellers.
We compare plans and share the best-fit quote.
Complete secure online payment.
Receive your policy instantly on email & WhatsApp.
FAQ
Frequently asked questions
Deep dive
Everything you need to know about Travel Insurance
What is Travel Insurance?
Travel insurance is a short-duration policy that protects you against unexpected financial losses before or during a trip, medical emergencies, trip cancellation, lost baggage, missing passport, personal accident and third-party liability. Whether you're heading to Goa or Geneva, the right plan turns a stressful incident into a single WhatsApp message.
Why Indian travellers need it
A single overseas hospitalisation can cost several lakhs, even a routine ER visit in the US or Europe can wipe out a family's holiday budget. Add trip cancellations, baggage delays and passport loss and the odds of at least one hiccup on a two-week international trip are surprisingly high. Travel insurance is the smallest line item on your booking that protects the biggest ones.
Schengen visa & other mandatory covers
Countries in the Schengen area require travel insurance with a minimum medical cover of €30,000, valid across all Schengen states and for the entire duration of stay. Several other countries, Cuba, UAE, Russia and Turkey among them, have similar requirements. Our Travel Prime plan is designed to meet these visa norms out of the box.
Single-trip vs. multi-trip plans
- Single-trip: one specific journey, up to 180+ days depending on the plan.
- Multi-trip / annual: unlimited trips in a year with a per-trip cap, designed for frequent business travellers.
- Student: longer tenures (up to 2 years), plus study-abroad specific covers.
Student travel insurance explained
Student plans include cover for study interruption, sponsor protection (if a parent back home passes away), mental & nervous disorders, compassionate visit and, in some cases, university-mandated policy requirements. Get the policy issued before you leave India; buying it after departure is not permitted.
Senior citizen considerations
Dedicated senior citizen plans go up to age 70+, with sum insured levels appropriate for older travellers. A brief health questionnaire may be needed and pre-existing conditions can often be covered as an add-on. If you're travelling with elderly parents, higher medical cover is not optional, it's the whole point.
Filing an overseas claim
Call the 24×7 international assistance number printed on your policy the moment something happens, hospitalisation, baggage delay, passport loss. For overseas hospitalisation exceeding roughly $500, cashless is co-ordinated directly with the hospital. For everything else you keep the originals, submit them to BAGIC HAT on return, and the reimbursement is typically settled within about 10 working days.
What can void a travel claim
- Non-disclosure of pre-existing conditions.
- Delayed intimation, most claims require 24-hour intimation.
- Missing FIR for theft/loss claims.
- Claims arising from unlicensed adventure activities (unless the add-on is in force).
How BAGIC Hyderabad helps
We're a local, IRDAI-authorised advisor. Buy your policy on WhatsApp, get the certificate on email within minutes, and rely on a real human, not a chatbot, when something goes wrong overseas. Claim intimation is a single message on 7507245858.
Get a travel insurance quote
Tell us about your trip
Share your destination and dates, we'll share the best plan and issue your policy instantly on email and WhatsApp.
BAGIC Insurance is an authorised advisor of Bajaj General Insurance. Insurance is the subject matter of solicitation. Product details, sum insured, exclusions and add-ons are governed by the current policy wording. Premium of ₹13 per day is indicative and based on a 15-day international plan; actual premium varies by age, destination, duration and sum insured.